Financing Can Make Seemingly Impossible Goals Realistic

Submitted by: Wardell Brooks

There are countless business and personal scenarios where financing can help open up the doors to unforeseen opportunity. Financing can make seemingly impossible goals affordable and realistic. When seeking financing, lender selection is one of the most important considerations for the potential consumer. The availability of a financial lending options today is unsurpassed—virtually every type of financial solution is now available for creditworthy customers. However, not each type of lender offers each solution. Most lenders specialize in only a certain type of loan. In addition to this, lenders vary greatly in their rates, loan procedures, and even the financial options that they offer. A consumer must take all of these factors into account when seeking a financing lender.

The financing lender offers a mortgage, personal or business loan at rates and terms variant with the customer. Interest rates will vary upon each applicants individual credit situation and the amount of money being requested. Rate shopping is a very important aspect when selecting a lender. A mistake many customers will make, however, is looking at rates alone. Several other costs can be incorporated into a loan which must also be calculated. Closing costs, application fees, and pre payment penalties are all important considerations. A reputable financing lending firm will never ask for any kind of upfront fee. It important to make sure that your lender will not charge you unless your loan request is both approved and funded.

With the possibilities of proper financing, a great business idea can quickly be transformed into reality; a unsecured small business can expand into a booming success; larger companies can get the tools they need to innovate and expand into a new realm of ideas and technology. Business lending is the key to all successful business ideas. Very few successful companies today could stand where they are without the opportunities presented by business lending.

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Sometimes obtaining business lending can be a daunting process. Many companies require the loan to be secured. This means that a potential business owner must scramble to find collateral. Business lending offers small companies the catapult they need to get started. Someone starting a new business will not yet have any business assets to provide as collateral. They may then have to yield their personal home or other hard earned assets as security on the loan. Pre existing business owners can offer their business assets if they own them. But this produces a great risk. Owners may choose not to take the chances of starting a new business or expanding a current one because they are afraid of losing their hard earned collateral in the event that something goes wrong.

Even when a potential consumer finds a great unsecured business lending plan, often the application process can be much more than he or she bargained for. Banks and other finance companies require business plans of varying complication. Some can be as extremely long and detailed. Many business owners may not even have much of the information needed to complete the paperwork. The business plan can also limit the ways in which the consumer may utilize their loan proceeds. Other requirements, such as tax forms or other documentation, can also hinder the loan process.

Some money lending programs are more common than others. Some basic popular programs include unsecured personal loans, small business loans, start up loans, and lines of credit. Mortgages, and car payments are well known products that almost everyone has first hand experience with. Personal loans are generally unsecured loans. This means that they do not require collateral a house, car or other item of value to be associated with them. These loans are generally approved on the basis of credit. Business loans can be essentially the same. Some companies, however, require business plans and other criteria for approval.

Business start-up loans are loans that are obtained for the purpose of starting a new business. If an individual has a business idea, and would like to put it into action but does not have the needed capital, a start up loan is generally the first step. These loans can be unsecured as well, but this depends on the specific lender. Its hard lending money to people with no collateral and bad credit at the same time. Money lending applies to credit cards also, although many people do not realize this since it is all done electronically. However, every time an item is purchased on credit, it is like money is being lent for that purchase.

Mortgages, car loans, and home equity lines are all forms of money lending. These are all large loans that are used for large purchases. When a person makes a car or mortgage payment, he or she is essentially making a payment on the loan for that item.

When choosing a loan lender, there are several considerations to take into account. A reputable firm will never ask for upfront charges. Generally, a good company will not have any fees unless your loan request is approved and funded. Shopping for interest rates is a vital part of the loan shopping process. Typically, the interest rate gets lower as you borrow higher amounts of money. Remember to keep all of your credit options in mind. Be open minded about new products. You may think you need a personal loan, but find that a line of credit is far better suited to your needs. Find a company that simplifies the system. This will minimize chances of error, misunderstandings, or other misconceptions about your financing. Lastly, read the fine print. Details about loans are important.

About the Author: America Unsecured Funding is a useful source to assist with your financing needs. To find unsecured small business loan financing, unsecured start up loan financing, unsecured personal loan financing, business line of credit financing that best suits your need visit

venturecapital.20m.com

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US singer Will Loomis sues UK singer Jessie J over alleged copyright violation

Friday, June 29, 2012

Will Loomis, lead singer of the US music group Loomis & the Lust, is suing UK singer Jessica Cornish, known by her stage name Jessie J, and Universal Music Group, Lava Records, and Universal Republic Records for allegedly using elements of his 2008 song Bright Red Chords in Cornish’s 2011 track Domino without his copyright permission. In a written statement to Billboard, Chris Arledge, Loomis’s lawyer, said Loomis “never consented to the use of his song” and the prosecuting side “look forward to obtaining an appropriate remedy from the court for this clear infringement”.

On Loomis & the Lust’s Facebook page, Loomis wrote: “When I wrote this melody in my garage I never imagined it would be sung for the King and Queen of England”, adding: “I especially never imagined it would be sung by Jessie J.” Loomis, of the US state of California, placed a YouTube video of Bright Red Chords with Cornish’s vocals overlaid on it, to illustrate the apparent closeness between the two songs, in April. The video was subsequently banned from the website on “copyright grounds” by Cornish’s record label.

Cornish, ?ukasz Gottwald, Kelly Claude, Martin Sandberg, and Henry Walter are attributed as the writers of Domino. Representatives of Cornish and Gottwald have not commented on the case, although Cornish has previously said about the song: “People have heard Domino and said, ‘It’s nothing like you.’ But I’m like, ‘Well, the album’s really eclectic anyway, and I never go into the studio and say, “I wanna do another song that’s like Price Tag or another song like Do It Like a Dude.”?’?”

Retrieved from “https://en.wikinews.org/w/index.php?title=US_singer_Will_Loomis_sues_UK_singer_Jessie_J_over_alleged_copyright_violation&oldid=3369264”
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Death toll from Brazil mudslides rises to sixty

Sunday, January 3, 2010

At least sixty people have been confirmed dead after mudslides in southeastern Brazil, mostly on Ilha Grande, caused by torrential rainfall.

Rescue efforts are still continuing in the state of Rio de Janeiro for people feared to be buried under houses, which collapsed due to the deluge of mud and rain. Rescuers used shovels and heavy machinery to dig through the rubble.

Colonel Jerri Andrade, who is supervising the rescuers, commented on the current status of rescue efforts. “The weather is improving, which helps us with the search, but we won’t rest as long as we suspect that there are more bodies underneath the remains.”

More rain is forecast in the days ahead, making additional mudslides a possibility. The authorities have warned that the death toll could increase as more bodies are found. Three days of mourning were declared in the Rio de Janeiro greater area, and celebrations scheduled for January 6 were called off.

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Strong earthquake hits Pakistan, north India, Afghanistan

Saturday, October 8, 2005

The strongest earthquake (7.6) that South Asia experienced in the last century caused widespread damage across Pakistan, North India, and Afghanistan this morning. Strongest hit was apparently Kashmir. Tens of thousands of people are feared dead. The epicenter was close to Muzaffarabad, 138 km to the north of Islamabad, and also caused severe damage from both shaking and from landslides to Balakot, Garhi Habibullah and one village in Rawalakot.

Reports on fatalities are conflicting, but even the most conservative estimates put the toll as high as 20,000. Pakistani President Pervez Musharraf told the BBC he knew of 20,000 people that were killed but added: “I wouldn’t be able to make an accurate assessment for days.” He also asked for international help and specifically requested large cargo helicopters to supply remote areas. The US has come forward to assist by providing eight military helicopters. The communications minister for the Pakistan-controlled Kashmir, Tariq Mahmmod, said on Sunday, that “more than 30,000” died in his region alone. Aside from Kashmir most of the deaths occurred in the North-West Province of Pakistan and other northern areas. The estimated death toll has now reached 35,000.

Maj. Gen. Shaukat Sultan, a spokesman for Musharraf, said the scale of the devastation was the biggest Pakistan has ever seen. As emergency workers searched for trapped people and helped the injured, an international relief and recovery effort geared up.

A U.N. disaster relief team was due in Islamabad, the Pakistani capital, on Sunday. Britain, Germany, and the United States were among countries offering aid. India, Pakistan’s neighbour and longtime rival, also offered aid (details). A British team from the International Rescue Corps was assisting in the operation at Marghalla Towers on Sunday, equipped with heat-seeking detectors, portable oxygen bags, and advanced slab and metal cutters. According to Pakistan Television this meant that “rescue efforts are picking up pace, and lot of time is being saved.”

The tremors began at 8:50 am (03:50 GMT), and continued for two minutes, followed by several aftershocks over a period of ten minutes. Initial reports said that they were felt in Delhi, Islamabad, Lahore, Quetta, Kabul, Punjab, Jammu, Kashmir, and other areas. A magnitude 6.3 aftershock occurred seven hours later just to the northwest.

The earthquake caused several apartment buildings in Islamabad to collapse, trapping hundreds of people.

250 children were killed in Gari Habi Ullaha between Mansehra and Muzaffarabad when their school collapsed.

The Pakistani Interior Ministry reports that several villages were “wiped out.” Pakistan’s army has been directed to extend all out help to the civil population in the quake-hit areas. All civil and military hospitals have been directed to deal with the situation on an emergency basis. The President and the Prime Minister have appealed to the nation to stay calm in the face of the calamity, and asked the authorities concerned to carry out an immediate assessment of the extent of the damage.

The Pakistani Prime Minister Shaukat Aziz talked by telephone with authorities in four provinces and Azad Kashmir. He directed them to utilize all machinery, and make all possible efforts to help the victims. He said that the whole federal administration, civil and military authorities had been alerted and relief goods had been provided to them for the victims of the quake.

Most of the roads are closed in the Northern Sector near the earthquake, and some have been completely washed out, so the Pakistani army is flying supplies in by helicopter. Telephone and electricity connections have been cut to towns such as Muzaffarabad, making logistical operations much more complex. The heavy rains have also contributed to the suffering of the many thousands who are now homeless.

Across the line of control in Indian-administered Jammu and Kashmir, officials said Saturday that more than 465 people, at least 34 of them soldiers, were killed in the quake.

Worst hit in India was the town of Uri, close to the border with Pakistan, where four in five of the town’s buildings were leveled, and at least 120 people lost their lives. Officials in India have been criticised for the slow pace and lack of organisation in the relief effort[1].

  • Magnitude: 7.6
  • Region: North India, Pakistan, Afghanistan
  • Time: (UTC) Sat Oct 8 03:50:38 2005 (08:50:38 local time)
  • Epicentre: 80km (50 miles) north-east of Islamabad, Pakistan
Wikipedia has more about this subject:

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Descriptive Essay Writing How To Set A Scene

By Dean Nixon

Irrespective of whether education is acquired from a private English tutor or in a college class of forty plus, the challenge remains – how to set a scene within a composition.

It is doubtful if a composition could be penned without a scene. An article cannot be set in ‘no place’. Give it a try! Test checking the first page of a typical novel and most likely you will come across the location of a scene. This process of scene establishment is generally broken down into 5 points:

i. Exactly where

ii. When

iii. Using our expertise of additional scenes

iv. Mood as well as ambiance

v. Reader’s reactions

EXACTLY WHERE

The whole article could be a detailed description associated with ‘where’. It need incorporate no people and no occurrences. We do not, essentially, require characters or even issues transpiring but we do need to have ‘where’.

Precision and depth are definitely the all-important elements here. You will need to paint a picture by using written text. The picture in your mind really needs to be moved to that of your reader.

Attempt visualising being there; check around and punctiliously point out the results. Take in all the elements, move over to the reader the required descriptive essentials.

WHEN

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For a whole outline we must know not only ‘where’ a specific thing is but also ‘when’ something is occurring there. This can be as obscure as which century or as accurate as which moment.

Sometimes you don’t have to express the actual ‘when’. If you’re writing about a siege involving a fortress in the Holy land, we have a rough knowledge of the period associated with its history; or perhaps the moon recently came out, which might be enough to indicate the time period for the audience.

The next brief description sets the scene at the beginning of Man’s time on earth:

‘Of Man’s first disobedience, and the fruit

Of that forbidden tree, whose mortal taste

Brought death into the world, and all our woe,

With loss of Eden.

Paradise Lost – John Milton

USING OUR EXPERTISE OF ADDITIONAL SCENES

Our lives are created from countless events. We’ve been witness to many scenarios. Recollect them in your authoring. Why don’t you cross time barriers?

When covering a park, don’t purely restrict your explanation to the one inside your local town. Have you thought to use your historical awareness and set the scene within a medieval space in Britain. Take into account the places, noises in addition to scenes – you wouldn’t come across swings and slides there!

Hogsmeade Village, in the Harry Potter series, is the only all wizarding village in Britain. Although ‘magical’ we can see that J.K.Rowling uses her knowledge of places she has encountered to produce something fictional.

‘Hogsmeade looked like a Christmas card; the little thatched cottages and shops were all covered in a layer of crisp snow; there were holly wreaths on the doors and strings of enchanted candles hanging in the trees.’

Harry Potter and the Prisoner of Azkaban – J.K.Rowling

MOOD AS WELL AS AMBIANCE

The way a location is determined has a bearing ON the reader’s reaction to it. Feelings and atmosphere can be anything from crazy to exotic. One’s utilisation of adjectives play an essential part here and should be given attentive consideration.

The wild outside world of Nature is conjured up on a blasted heath in the following description:

‘Blow winds, and crack your cheeks! rage! blow!

You cataracts and hurricanes, spout

Till you have drench’d our steeples, drown’d the cocks!

You sulphurous and thought-executing fires,

Vaunt-couriers to oak-cleaving thunderbolts,

Singe my white head.’

King Lear – William Shakespeare

READER’S REACTIONS

The particular account of a setting is entirely with your responsibility.

Would you prefer it be grim as well as foreboding or possibly wild and fantastic? Would you like to develop one mood and then make a surprising about-turn?

Keep in mind your vocabulary and handle with great care; give some thought to who you are crafting for. Might it be your peers, could it be your teacher, could it possibly be a paying readership? Knowledge of your audience will almost certainly determine the selection of words and phrases.

A certain amount of grimness is put over here in very few words:

‘A crowded street, where men and women went to and fro in multitudes.’

Phantastes – George MacDonald

Scenario establishing is critical, take the time to get it right.

About the Author: Dean Nixon is a

private English tutor

in Stoke On Trent, Staffordshire, England. Working with him is Norma Shaw who offers

private Sociology tuition

Please feel free to be a guest blogger at our ‘Everything Educational’

experienced tutors

blog.

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Police report drug haul seizure worth up to £30 million in Brownhills, England

Monday, December 2, 2013

Police in the West Midlands in England today said nearly 200 kilograms worth of drugs with value possibly as great as £30 million (about US$49 million or €36 million) has been seized from a unit in the town of Brownhills. In what an officer described as “one of the largest [seizures] in the force’s 39 year history”, West Midlands Police reported recovering six big cellophane-wrapped cardboard boxes containing cannabis, cocaine, and MDMA (“ecstasy”) in a police raid operation on the Maybrook Industrial Estate in the town on Wednesday.

The impact this seizure will have on drug dealing in the region and the UK as a whole cannot be underestimated

The seized boxes, which had been loaded onto five freight pallets, contained 120 one-kilogram bags of cannabis, 50 one-kilogram bags of MDMA, and five one-kilogram bricks of cocaine. In a press release, West Midlands Police described what happened after officers found the drugs as they were being unloaded in the operation. “When officers opened the boxes they discovered a deep layer of protective foam chips beneath which the drugs were carefully layered”, the force said. “All the drugs were wrapped in thick plastic bags taped closed with the cannabis vacuum packed to prevent its distinctive pungent aroma from drawing unwanted attention.” Police moved the drugs via forklift truck to a flatbed lorry to remove them.

Detective Sergeant Carl Russell of West Midlands Police’s Force CID said the seizure was the largest he had ever made in the 24 years he has been in West Midlands Police and one of the biggest seizures the force has made since its formation in 1974. “The impact this seizure will have on drug dealing in the region and the UK as a whole cannot be underestimated”, he said. “The drugs had almost certainly been packed to order ready for shipping within Britain but possibly even further afield. Our operation will have a national effect and we are working closely with a range of law enforcement agencies to identify those involved in this crime at whatever level.”

Expert testing on the drugs is ongoing. Estimates described as “conservative” suggest the value of the drugs amounts to £10 million (about US$16.4 million or €12 million), although they could be worth as much as £30 million, subject to purity tests, police said.

Police arrested three men at the unit on suspicion of supplying a controlled drug. The men, a 50-year-old from Brownhills, a 51-year-old from the Norton area of Stoke-on-Trent in Staffordshire, and one aged 53 from Brownhills, have been released on bail as police investigations to “hunt those responsible” continue. West Midlands Police told Wikinews no person has yet been charged in connection with the seizure. Supplying a controlled drug is an imprisonable offence in England, although length of jail sentences vary according to the class and quantity of drugs and the significance of offenders’ roles in committing the crime.

Retrieved from “https://en.wikinews.org/w/index.php?title=Police_report_drug_haul_seizure_worth_up_to_£30_million_in_Brownhills,_England&oldid=2611781”
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Strong earthquake hits Pakistan, north India, Afghanistan

Saturday, October 8, 2005

The strongest earthquake (7.6) that South Asia experienced in the last century caused widespread damage across Pakistan, North India, and Afghanistan this morning. Strongest hit was apparently Kashmir. Tens of thousands of people are feared dead. The epicenter was close to Muzaffarabad, 138 km to the north of Islamabad, and also caused severe damage from both shaking and from landslides to Balakot, Garhi Habibullah and one village in Rawalakot.

Reports on fatalities are conflicting, but even the most conservative estimates put the toll as high as 20,000. Pakistani President Pervez Musharraf told the BBC he knew of 20,000 people that were killed but added: “I wouldn’t be able to make an accurate assessment for days.” He also asked for international help and specifically requested large cargo helicopters to supply remote areas. The US has come forward to assist by providing eight military helicopters. The communications minister for the Pakistan-controlled Kashmir, Tariq Mahmmod, said on Sunday, that “more than 30,000” died in his region alone. Aside from Kashmir most of the deaths occurred in the North-West Province of Pakistan and other northern areas. The estimated death toll has now reached 35,000.

Maj. Gen. Shaukat Sultan, a spokesman for Musharraf, said the scale of the devastation was the biggest Pakistan has ever seen. As emergency workers searched for trapped people and helped the injured, an international relief and recovery effort geared up.

A U.N. disaster relief team was due in Islamabad, the Pakistani capital, on Sunday. Britain, Germany, and the United States were among countries offering aid. India, Pakistan’s neighbour and longtime rival, also offered aid (details). A British team from the International Rescue Corps was assisting in the operation at Marghalla Towers on Sunday, equipped with heat-seeking detectors, portable oxygen bags, and advanced slab and metal cutters. According to Pakistan Television this meant that “rescue efforts are picking up pace, and lot of time is being saved.”

The tremors began at 8:50 am (03:50 GMT), and continued for two minutes, followed by several aftershocks over a period of ten minutes. Initial reports said that they were felt in Delhi, Islamabad, Lahore, Quetta, Kabul, Punjab, Jammu, Kashmir, and other areas. A magnitude 6.3 aftershock occurred seven hours later just to the northwest.

The earthquake caused several apartment buildings in Islamabad to collapse, trapping hundreds of people.

250 children were killed in Gari Habi Ullaha between Mansehra and Muzaffarabad when their school collapsed.

The Pakistani Interior Ministry reports that several villages were “wiped out.” Pakistan’s army has been directed to extend all out help to the civil population in the quake-hit areas. All civil and military hospitals have been directed to deal with the situation on an emergency basis. The President and the Prime Minister have appealed to the nation to stay calm in the face of the calamity, and asked the authorities concerned to carry out an immediate assessment of the extent of the damage.

The Pakistani Prime Minister Shaukat Aziz talked by telephone with authorities in four provinces and Azad Kashmir. He directed them to utilize all machinery, and make all possible efforts to help the victims. He said that the whole federal administration, civil and military authorities had been alerted and relief goods had been provided to them for the victims of the quake.

Most of the roads are closed in the Northern Sector near the earthquake, and some have been completely washed out, so the Pakistani army is flying supplies in by helicopter. Telephone and electricity connections have been cut to towns such as Muzaffarabad, making logistical operations much more complex. The heavy rains have also contributed to the suffering of the many thousands who are now homeless.

Across the line of control in Indian-administered Jammu and Kashmir, officials said Saturday that more than 465 people, at least 34 of them soldiers, were killed in the quake.

Worst hit in India was the town of Uri, close to the border with Pakistan, where four in five of the town’s buildings were leveled, and at least 120 people lost their lives. Officials in India have been criticised for the slow pace and lack of organisation in the relief effort[1].

  • Magnitude: 7.6
  • Region: North India, Pakistan, Afghanistan
  • Time: (UTC) Sat Oct 8 03:50:38 2005 (08:50:38 local time)
  • Epicentre: 80km (50 miles) north-east of Islamabad, Pakistan
Wikipedia has more about this subject:

Retrieved from “https://en.wikinews.org/w/index.php?title=Strong_earthquake_hits_Pakistan,_north_India,_Afghanistan&oldid=4482350”
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Horse Color Genetics What Color Will I Get? (Part 1)

By Lydia K Kelly

Whether it is your first time breeding, or you have had many foals at your farm one of the most exciting things is not knowing exactly what you will get when the baby arrives. There are so many variables that it is impossible to predict how big your foal will be, whether it will have good conformation or whether it will have the potential for the discipline you bred it for. One question that always has owners guessing is what color the foal will be.

Interestingly enough, you can actually predict the likelihood of the foal turning out a specific color. While color prediction is not always 100% accurate, there are some color combinations that will give you a guaranteed outcome. How can we be so sure of this? Its all in the genes.

Horses have two basic color genes; black (B) and red (b). All horses carry a combination of these two genes in a pair. The red gene is recessive to the black gene. This means that whenever you get a combination of black (B) and red (b) genes the black gene will express itself. So, a (BB) gene combination will result in a black horse; a (Bb) combination will also result in a black horse and a (bb) combination will result in a red horse.

If that is the case you may wonder why we dont only have black and red horses. In addition to the base color genes there are special genes that modify color. If one of these genes are present it will cause the base color to be modified and the horse will turn out a different color.

The most common modifier is the Agouti gene. When the Agouti gene is present it modifies the black gene. A black horse with the Agouti modifier will fade leaving its points black and its body brown. This is of course the classic bay horse.

Other modifiers include the grey gene, the roan gene and the cream gene. Each of these genes causes the horses coat to change according to the instructions written into the DNA code. Because this complicates matters for now lets stick with the basic black (bay) and red genes. To simplify things for now I will use the term black to include bay horses. We will discuss the Agouti gene further in the next installment.

So how can you apply this to actual breeding? Lets start with a simple scenario. You have a chestnut stallion (bb) and you breed it to a chestnut mare (bb). In this case both the stallion and the mare have two red genes. No matter which way you mix and match those genes the resulting foal will also have two red genes (bb). The resulting foal from this breeding will always be a chestnut.

(b) (b)

(b)

(bb)

red

(bb)

red

(b)

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(bb)

red

(bb)

red

To make things a little more complicated we will now breed a black mare (BB) to a chestnut stallion (bb). Because both the mare and the stallion must contribute one gene the resulting foal will be (Bb) carrying one black and one red gene. The foal will be black in color but will have a recessive red gene.

Now lets pretend that we breed the foal from the first scenario (bb) to the foal from the second scenario (Bb). Use the following diagram to see how the genes relate:

(b) (b)

(B)

(Bb)

black

(Bb)

black

(b)

(bb)

red

(bb)

red

As you can see from the diagram there are two color possibilities in this cross. When the foal receives both a red gene (b) from one side and a black gene (B) from the other, the foal will be born black (Bb). This means that you have a 50/50 chance of the foal being a chestnut or a black.

If you cross a homozygous (meaning that it has two copies of the B gene) black horse (BB) with a heterozygous (meaning that it has one copy of the B gene and one of the b gene) black horse as you might expect there would only be one possible color for the foal, black. This is because all of the color combinations would include at least one dominant black (B) gene.

(B) (B)

(B)

(BB)

black

(BB)

black

(b)

(bB)

black

(bB)

black

Of course this leaves one more combination, the (Bb) x (Bb) combination. In this case both the mare and stallion carry a recessive red gene but are black in color. While at a glance you might expect all the foals from this breeding to be born black this is where you get the odd surprise foal that is a bright chestnut. In fact 25% of all foals from this cross will be chestnut in color. That is because of the possibility of the foal getting a pair of red genes, one from each parent.

(B) (b)

(B)

(BB)

black

(Bb)

black

(b)

(bB)

black

(bb)

red

So now you can see where the basics of color genetics come into play when breeding horses. You now know that you will always get a chestnut foal when you breed two chestnut horses together. You also know that when you breed two blacks together you just might get the odd chestnut foal that crops up.

While color is far from the most important thing to consider when breeding, it is certainly one of the most predictable. With the advances in genetic research we are always finding more color specific genes and can predict color variations with increasing accuracy.

About the Author: Lydia K Kelly is a writer for HorseClicks, classifieds of

thoroughbred horses sale

,

used trailers for sale

,

used saddles for sale

, and she is a featured author at

ArticleKing.com

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First arrests made in Singapore for possession of New Psychoactive Substances

Sunday, May 4, 2014

The Central Narcotics Bureau (CNB) of Singapore announced yesterday the first arrests made following the listing of New Psychoactive Substances (NPS) as Class A controlled drugs on Thursday, under the First Schedule of the Misuse of Drugs Act. The suspects, two unnamed male Singaporeans, aged 22 and 23, were reportedly arrested at a shopping center in Tampines on Friday evening for possession of synthetic cannabis, also known as “K2”. Authorities recovered 71.7 g of the drug from the suspects.

Under suspicion from the CNB that the 22-year-old suspect was engaged in trafficking of the illegal substance, a further search of his home yielded an additional 22.3 g of synthetic cannabis, raising the total amount of the drug confiscated following the arrests to 94 g.

Synthetic cannabis, listed as an NPS, and known as a “legal high”, is one of a group of designer drugs created to stimulate the effects of controlled drugs including cocaine, Ecstasy, methamphetamine, and heroin. The CNB has linked NPS abuse to symptoms including severe intoxication, hallucinations, paranoia, seizures, cadiovascular problems, renal failure, and death.

Typically having chemical structure very similar but slightly different from controlled drugs, these substances have been illegalized, and their possession, consumption, trafficking, and manufacturing now carry penalties comparable to that of controlled drugs. Last year, under the Fifth Schedule of the Misuse of Drugs Act, designed to study NPSs before their illegalization, they could be confiscated by authorities, but no further penalty would be levied.

The changes to NPS status follow increases over the past year in NPS trafficking and consumption, according to the CNB. Commenting on the move, a spokesperson for the CNB revealed the organization has reported at least thirty NPS seizures in the period from last May through this February. “Thus far,” the spokesperson noted, “synthetic cannabinoids and synthetic cathinones are the two more commonly detected NPS”.

Termed an “alarming new drug problem” by the United Nations Office on Drugs and Crime, its World Drug Report 2013 indicated an increase to 348 NPSs in 2013, up from 251 in 2012. Capitalizing on their legality — which no longer holds in Singapore — NPSs have been known as “legal highs”, “research chemicals”, “plant food”, and “bath salts”.

Commenting on the illegalization of NPSs, Ng Ser Song, the director of the CNB, had this to say. “The drug situation is challenging and the number of repeat drug abusers and young drug abusers remains a concern. With the abuse and trafficking of NPS on the rise, listing these new psychoactive substances as Class A controlled drugs signals our unequivocal stance that these substances are illegal and no different from other controlled drugs.”

Under the recently enacted First Schedule of the Misuse of Drugs Act, if found guilty of drug trafficking, the 22-year-old suspect may be penalized with a minimum of five years in prison and five strokes of the cane. The act also allows the possession or consumption of New Psychoactive Substances to be punished with a maximum of 10 years imprisonment and/or a $20,000 fine.

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Dairy cattle with names produce more milk, according to new study

Thursday, January 29, 2009

Giving a cow a name and treating her as an individual with “more personal touch” can increase milk production, so says a scientific research published in the online “Anthrozoos,” which is described as a “multidisciplinary journal of the interactions of people and animals”.

The Newcastle University‘s School of Agriculture, Food and Rural Development’s (of the Newcastle University Faculty of Science, Agriculture and Engineering) researchers have found that farmers who named their dairy cattle Ermintrude, Daisy, La vache qui rit, Buttercup, Betsy, or Gertrude, improved their overall milk yield by almost 500 pints (284 liters) annually. It means therefore, an average-sized dairy farm’s production increases by an extra 6,800 gallons a year.

“Just as people respond better to the personal touch, cows also feel happier and more relaxed if they are given a bit more one-to-one attention,” said Dr Catherine Douglas, lead researcher of the university’s School of Agriculture, Food and Rural Development. “By placing more importance on the individual, such as calling a cow by her name or interacting with the animal more as it grows up, we can not only improve the animal’s welfare and her perception of humans, but also increase milk production,” she added.

Drs Douglas and Peter Rowlinson have submitted the paper’s conclusion: “What our study shows is what many good, caring farmers have long since believed. Our data suggests that, on the whole, UK dairy farmers regard their cows as intelligent beings capable of experiencing a range of emotions.” The scientific paper also finds that “if cows are slightly fearful of humans, they could produce [the hormone] cortisol, which suppresses milk production,” Douglas noted. “Farmers who have named their cows, probably have a better relationship with them. They’re less fearful, more relaxed and less stressed, so that could have an effect on milk yield,” she added.

South Norfolk goldtop-milk producer Su Mahon, one of the country’s top breeder of Jersey dairy herds, agreed with Newcastle’s findings. “We treat all our cows like one of the family and maybe that’s why we produce more milk,” said Mrs Mahon. “The Jersey has got a mind of its own and is very intelligent. We had a cow called Florence who opened all the gates and we had to get the welder to put catches on to stop her. One of our customers asked me the other day: ‘Do your cows really know their names?’ I said: I really haven’t a clue. We always call them by their names – Florence or whatever. But whether they really do, goodness knows,” she added.

The researchers’ comparative study of production from the country’s National Milk Records reveals that “dairy farmers who reported calling their cows by name got 2,105 gallons (7,938 liters) out of their cows, compared with 2,029 gallons (7,680 liters) per 10-month lactation cycle, and regardless of the farm size or how much the cows were fed. (Some 46 percent of the farmers named their cows.)”

The Newcastle University team which has interviewed 516 UK dairy farmers, has discovered that almost half – 48% – called the cows by name, thereby cutting stress levels and reported a higher milk yield, than the 54% that did not give their cattle names and treated as just one of a herd. The study also reveals cows were made more docile while being milked.

“We love our cows here at Eachwick, and every one of them has a name,” said Dennis Gibb, with his brother Richard who co-owns Eachwick Red House Farm outside of Newcastle. “Collectively, we refer to them as ‘our ladies,’ but we know every one of them and each one has her own personality. They aren’t just our livelihood, they’re part of the family,” Gibb explained.

“My brother-in-law Bobby milks the cows and nearly all of them have their own name, which is quite something when there are about 200 of them. He would be quite happy to talk about every one of them. I think this research is great but I am not at all surprised by it. When you are working with cows on a daily basis you do get to know them individually and give then names.” Jackie Maxwell noted. Jackie and her husband Neill jointly operate the award-winning Doddington Dairy at Wooler, Doddington, Northumberland, which makes organic ice cream and cheeses with milk from its own Friesian cows.

But Marcia Endres, a University of Minnesota associate professor of dairy science, has criticized the Newcastle finding. “Individual care is important and could make a difference in health and productivity. But I would not necessarily say that just giving cows a name would be a foolproof indicator of better care,” she noted. According to a 2007 The Scientist article, named or otherwise, dairy cattle make six times more milk today than they did in the 1990s. “One reason is growth hormone that many U.S. farmers now inject their cows with to increase their milk output; another is milking practices that extend farther into cows’ pregnancies, according to the article; selective breeding also makes for lots of lactation,” it states.

Critics claimed the research was flawed and confused a correlation with causation. “Basically they asked farmers how to get more milk and whatever half the farmers said was the conclusion,” said Hank Campbell, author of Scientific Blogging. In 1996, the Department for Environment, Food and Rural Affairs provided for a complex new cattle passport system where farmers were issued with passport identities. The first calf born under the new regime were given names like “UK121216100001.”

Dr Douglas, however, counters that England doesn’t permit dairy cattle to be injected hormones. The European Union and Canada have banned recombinant bovine growth hormone (rGBH), which increases mastitis infection, requiring antibiotics treatment of infected animals. According to the Center for Food Safety, rGBH-treated cows also have higher levels of the hormone insulin-like growth factor 1 (IGF1), which may be associated with cancer.

In August 2008, Live Science published a study which revealed that cows have strange sixth sense of magnetic direction and are not as prone to cow-tipping. It cited a study of Google Earth satellite images which shows that “herds of cattle tend to face in the north-south direction of Earth’s magnetic lines while grazing or resting.”

Newcastle University is a research intensive university in Newcastle upon Tyne in the north-east of England. It was established as a School of Medicine and Surgery in 1834 and became the “University of Newcastle upon Tyne” by an Act of Parliament in August 1963.

The School of Agriculture, Food and Rural Development is a school of the Newcastle University Faculty of Science, Agriculture and Engineering, a faculty of Newcastle University. It was established in the city of Newcastle upon Tyne as the College of Physical Science in 1871 for the teaching of physical sciences, and was part of Durham University. It existed until 1937 when it joined the College of Medicine to form King’s College, Durham.

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